Shamrock Foods Federal Credit Union is proud to offer various types of Savings Accounts for our Members.

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Your Share Savings account is a requirement consisting of a $25 balance, granting eligibility to all Credit Union services. This account pays dividends on balances in excess of $200, calculated on the daily balance, and paid quarterly. The account must be open at the end of the dividend period to earn dividends. Shares are accessible through ATMs, and can be available as overdraft protection for your Shamrock Foods Federal checking account.

If you are seeking a larger dividend rate for a higher savings balance, our Money Market account may be the account for you. It pays monthly dividends with no withdrawal fee, allowing access to funds at any time.

Share Certificates

Share certificates are time deposits that have a fixed rate and term. Dividends are paid monthly and terms range from 6 months to 1 year. The minimum deposit required is $1,000.

Club Accounts

If you like to put away some extra cash specifically for the holiday season, or a future vacation, then one of our Club savings accounts may be just what you're looking for! Dividends are calculated on daily balance and paid quarterly. There is no minimum balance required and the account must be open at the end of the dividend period to earn dividends. Christmas club accounts pay out in mid-November. There are withdrawal restrictions on these accounts.

This special savings account is a great way to teach your kids about financial success! Account holders receive special treats showing in their statements and on their Birthdays. A $5.00 minimum balance is required, with dividends calculated on a daily balance, paying dividends monthly. The account must be open at the end of the dividend period to earn a dividend.